Renminbi features the following denominations: one, two, five, ten, fifty and a hundred yuan; one, two, and five jiao; and one, two and five fen. 

Hongkong's currency is the Hongkong dollar and Macau's is the Pataca. Both currencies are worth 7% more than Renminbi. 

RMB (Renminbi) is the only currency to be used in China. Money exchanges by cash or traveler's cheques can be made at the branches of Bank of China at Beijing International Airport, hotels and tourist stores. Please remember to keep the currency exchange receipt with you as it has to be shown to the bank clerk if you are going to convert the remaining amount of RMB back into foreign cash when leaving China.
 

You can change money in most hotels and banks, and the rate is the same everywhere. To change RMB back into your home currency, you must retain the exchange slips that are given to you at the bank or money exchange counter. 　

When you leave China, you can change the remaining amount of Renminbi back into foreign cash and take out of China within a grace period of six months prior to departure from China, but in doing so they have to display foreign currency conversion receipts.

But note that not all these currencies are accepted at some small money exchange outlets.

Major credit cards such as MasterCard, Visa, Diners, JCB and American Express can be used to purchase goods in large department stores. They can be used to pay for hotel rooms and for meals in some of the fancier restaurants. You can also buy plane tickets with them. As mentioned above, advance in the main offices of the Bank of China. It is also possible to cash a check against the AmEx card, but again, only in the main offices.

Credit cards such as American Express, Diners Club, JCB, Master and Visa are acceptable for payment at hotels or tourist stores. But it is difficult to draw cash with credit cards.　

• The Bank of China
• The People's Bank of China
• The Construction Bank of China
• The Agricultural Bank of China
• The Industrial & Commercial Bank of China
• The Bank of Communications ,Beijing Branch